Loan & mortgage calculator

Monthly payment, total interest, amortization, and what-if comparison.

CurrencyLoan amountAnnual rate %Years

Show advanced ▾

Interest method

Declining balance (standard)Flat rate (consumer/auto)

Standard amortization — interest is computed on the remaining balance each month. Used by virtually all banks.

Down payment (%)Down payment (amount)Extra monthly

Monthly payment

—

Total interest

—

Total paid

—

Where the money goes

PrincipalInterestRemaining balance

Amortization schedule

Month	Payment	Principal	Interest	Balance

Compare with another loan ▾

Loan A

Monthly payment—

Total interest—

Loan B

Annual rate %Years

Monthly payment—

Total interest—