VPBank deposit rates
Deposit interest rates by term, refreshed every 30 minutes.
Standard tenors
Detailed schedule
| Term | Rate (% / year) |
|---|---|
| 1 tháng | 4.75% |
| 6 tháng | 6.40% |
| 12 tháng | 6.60% |
| 24 tháng | 6.20% |
Source: webgia.com
Compare with other banks
| # | Bank | 12m |
|---|---|---|
| 1 | VPBank | 6.60% |
| 2 | TPBank | 6.20% |
| 3 | Vietcombank | 5.90% |
| 4 | BIDV | 5.90% |
| 5 | VietinBank | 5.90% |
| 6 | Agribank | 5.90% |
| 7 | SHB | 4.90% |
| 8 | MB Bank | 4.85% |
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About bank deposit rates in Vietnam
Deposit rates in Vietnam are quoted gross of personal income tax (currently 0% for resident individuals under Decree 65/2013, but verify with current tax law). Smaller banks typically offer 0.5–1.5% above the largest banks (Vietcombank, BIDV) to attract deposits. Promotional rates and minimum-deposit thresholds further skew published figures, so always confirm with your branch before locking in a tenor.